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Top 5 Benefits of Travel Insurance | Scuba Diving Blog

Updated: Apr 9

Don't let your dream holiday turn into a nightmare. When things go wrong, a solid travel insurance policy can get your trip back on track and save you stress, time, and money. The experts at Bluewater Travel have seen countless situations that travel insurance is the most important purchase you can make when booking a trip. Read on for our top 5 benefits of travel insurance.

  1. Trip Cancelation or Interruption: You've invested in an amazing holiday, and that investment should be protected. If your plans change unexpectedly due to illness, injury, or unforeseen circumstances, travel insurance can help to reimburse you for non-refundable expenses you've incurred.

  2. Medical Emergencies and Evacuation: Travel insurance can be a life saver by providing you with resources and assistance in a health or accident emergency. Medical care varies worldwide and travel insurance professionals can help you access the best available care and cover the cost of treatment and/or medical evacuation.

  3. Lost or Delayed Baggage: Showing up at your destination to discover your bags are missing is a stressful beginning to your holiday. Travel insurance can reimburse you for essential items you need to purchase while your luggage is delayed and compensate you for replacing lost items.

  4. Travel Delays and Missed Connections: Air travel has only become more complicated and unreliable post-COVID, and we see regular instances of flight cancelations and delays, which can completely upend holiday plans. Additional expenses such as hotels, meals, and rescheduling can be covered by travel insurance.

  5. Personal Liability and Legal Assistance: Some policies include coverage to protect you if you accidentally injure someone or damage property during your trip and provide legal assistance if required.

Whatever your destination, expenses related to travel disruptions and medical emergencies can add up quickly. Purchasing a comprehensive travel insurance policy enables you to travel with peace of mind, knowing that the provider will assist with logistics and financial costs in the event of emergencies, inconveniences, and disruptions. It is critical that you carefully review the policy's terms and conditions to understand what will be covered and any exclusions. There are many policies out there, so consult a travel insurance professional to determine the best policy for your trip.

Dive accident insurance should be purchased in addition to travel insurance. This will cover additional expenses specific to dive travel and dive medical emergencies.

Read our full article about travel insurance here.

Read more about dive accident insurance and our preferred providers here.

Learn about special insurance coverage for underwater cameras here.

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